"Chang'e, the fairy, owes the Heaven and Earth Pawnshop a peerless beauty. Repay the

principal and interest within five thousand years; otherwise, she will be your slave or

servant, at your disposal!

Taishang Laojun owes the Heaven and Earth Pawnshop a top-grade celestial artifact. Repay

two within three thousand years; otherwise, the collateral is the Tushita Palace and the

artifact!

Erlang Zhenjun owes the Heaven and Earth Pawnshop a Howling Celestial Dog. Repay two

divine beasts within five thousand years; otherwise, the collateral is the Guanjiang Estuary!

The Queen of the Women's Kingdom owes the Heaven and Earth Pawnshop…"

…After flipping through just a few pages of the ledger, Zhang Fan was dumbfounded and

utterly astonished. He rubbed his eyes vigorously, confirming several times before he was

certain he wasn't seeing things.

The creditors recorded in the ledger were actually some of the most renowned immortals in

the celestial realm.

"Are you sure you didn't take the wrong ledger?" Zhang Fan glanced strangely at the girl

standing beside him, respectfully handing him the ledger.

This girl had incredibly beautiful skin, like the finest mutton-fat jade. Her delicate face was

framed by large, bright eyes, and long, fluttering eyelashes that seemed to flutter like

butterflies into one's heart.

She wore a long white dress, looking like a fairy who had stepped out of a painting.

But even a fairy from a painting wouldn't be so unreliable, kneeling and kowtowing,

claiming to be the owner of the Heaven and Earth Pawnshop?

And she showed him this so-called ledger, but the moment it was opened, he was utterly shocked. What were those ledgers recording? Something about Chang'e owing debts, Laozi

being overdue on payments, and even the Queen of the Women's Kingdom?

"Master, this is indeed the ledger of the Heaven and Earth Pawnshop. In the years since you

left, those who borrowed items from the pawnshop have either defaulted or feigned

ignorance, resulting in a dwindling supply of goods available for lending. The warehouse is

almost empty..." The fairy in the painting, her face filled with sorrow, introduced herself as

Hua Yueying, the spirit of the Heaven and Earth Pawnshop.

The spirit depends on the Heaven and Earth Pawnshop for its existence. Since Zhang Fan is

the owner of the pawnshop, if all the goods cannot be recovered and the warehouse is

empty,

Zhang Fan will vanish into nothingness, and the spirit Hua Yueying will naturally disappear

along with the pawnshop.

"What kind of ledger did you show me? It's like a debt collector demanding payment! How is

this possible? I want to leave! Let me go! Let me leave right now! I don't want to be the

owner of some 'Heaven and Earth Pawnshop'..." Zhang Fan felt bitter inside, but kept

shouting that he wanted to leave.

He was just an ordinary person who had recently lost his job and was trying to find another

one. That night, while sending out resumes and checking emails, he accidentally clicked on

an email and saw a few large words pop up on the computer screen. He had just been itching

to open an email that night, and then saw those words on the computer screen.

"Welcome to Heaven and Earth Pawnshop!"

He felt dizzy for a moment, and when he woke up, he found himself in an antique-style hall.

Behind the large mahogany tables and chairs were rows of bookshelves. The

several-hundred-square-meter room had a staircase, and at either end stood two arched

doorways.

One archway was red, the other black, appearing like two extremes, with matching wind

chimes hanging on them.

From the ceiling of the hall hung a plaque that read "Heaven and Earth Pawnshop." Entering

through the white doors, one could see the enormous plaque without even looking up.

"Heaven and Earth Pawnshop?" A flood of information rushed into his mind. Zhang Fan

suddenly realized that he had been recognized as the owner of this "Heaven and Earth

Pawnshop." Being the owner of the pawnshop offered no benefits, only life-threatening danger. Zhang

Fan's first thought was to leave, to leave behind the beautiful but mentally unstable Hua

Yueying.

"What a joke! Demanding debts like a god?"

"Demanding debts is certain death, failing to get them is also certain death. Only a fool

would stay!"

Hua Yueying was stunned. Why was her master leaving?

As a spirit, she had never encountered anything like this before, so she panicked. In her

haste, she grabbed Zhang Fan, but because she dared not exert force, Zhang Fan pushed her

away.

She fell to the ground, completely stunned.

"Master, you can't leave! Actually, collecting debts from a deity is incredibly easy. Don't

believe me? I'll take you there. You absolutely can't leave! What will I do if you leave…?" Hua

Yueying seemed to see Zhang Fan's determination. The next moment, she grabbed his leg

and desperately held on, refusing to let him leave the gate.

"Collecting debts from a deity? I'd risk my life! If I'm dead, why would I care about yours?

Let go, let go, my pants…" Zhang Fan suddenly realized that Hua Yueying was incredibly

strong. When she grabbed his leg, she almost pulled his pants down. Although there were no

outsiders present, there was a difference between men and women!

"Master, if you promise I won't leave, I'll immediately take you to the Moon Palace to collect

the debts from Chang'e. The debts of the Heaven and Earth Pawnshop are incredibly easy to

collect as long as you're involved..." Hua Yueying was on the verge of tears.

She was having such a hard time. As a spirit, she was merely her master's maid, only

responsible for following his orders and serving him well.

But now she had to find a way to appease Zhang Fan and prevent her cowardly master from

running away.

"Collect debts from Chang'e in the Moon Palace? Is it dangerous? Will anyone die?"

"No, you are the master of the Heaven and Earth Pawnshop. How could Chang'e dare to..."

Hua Yueying's tears were already falling. How could the Heaven and Earth Pawnshop, in this

world, have chosen such an unreliable, cowardly, and afraid-to-die master? "How am I supposed to collect the debt now?!"

"Well, how about we go take a look?" Zhang Fan looked at Hua Yueying, who repeatedly

assured him there would be no danger. She explained that as the spirit of the artifact, if

Zhang Fan were injured or died, the Heaven and Earth Pawnshop would perish, and she, as

the spirit, would vanish instantly.

Therefore, Hua Yueying repeatedly assured him that even if she herself was in danger, she

wouldn't dare let Zhang Fan be in any danger whatsoever.

Hua Yueying's words finally put Zhang Fan at ease. Mainly, as a mortal, he really wanted to

see the celestial beings, especially the legendary most beautiful Chang'e, to see what she

actually looked like.

As long as there was no danger and no one would die, Zhang Fan would be happy to collect

the debt while visiting Chang'e.

Seeing that Zhang Fan had finally given up and was willing to go out and collect debts as the

owner of the pawnshop, Hua Yueying stood up somewhat embarrassedly, waved her hand,

and took the ledger into her bosom.

"Master, please come this way. Because you are of mortal body, you must hold my hand

tightly and never let go..." As Hua Yueying spoke, she extended her slender, jade-like fingers

and proactively grasped Zhang Fan's hand. Her hand was smooth, soft, and fragrant, making

Zhang Fan's face light up with joy, and his mood instantly improved.

Hua Yueying held Zhang Fan's hand tightly as they walked to the red arched doorway in the

corner of the hall and called out to it.

"Heaven and earth may be your witness, open the door!"

With Hua Yueying's shout, the previously unremarkable red arched doorway suddenly

opened, and Zhang Fan, standing by the door, was instantly stunned!